Insurance claim specialists
Our insurance claim specialists document storm and hail damage, meet with adjusters, prepare detailed estimates, and stay engaged through final settlement at no extra cost to you.
Insurance claim documentation
Supplied claim documents with personal details removed. Amounts are labeled as estimates, replacement costs or appraisal awards, not assumed cash payments. Every claim is different and past examples do not guarantee an outcome.
Replacement cost values before depreciation, deductibles and prior payments.
Before · Original insurer estimate
$4,605.75
Replacement cost value. Original net cash payment shown: $1,339.72.
After · Appraisal award
$38,836.65
Appraisal award replacement cost, not the net cash payment.
The later scope includes roofing and additional repairs.
Before · Original scope total
$651.53
Original insurer category recap including material sales tax.
After · Appraisal estimate total
$56,590.48
Later appraisal estimate. Not proof of payment or a signed settlement.
The later estimate covers multiple repair categories; the $2,700 roofing line is only one part of the total.
Before · Insurer replacement cost
$13,878.11
Original replacement cost, not the net claim payment.
After · Later estimate replacement cost
$45,917.62
Total estimate replacement cost. Not a settlement contract.
The same claim increased from an original replacement cost of $15,060.84 to a final replacement cost of $31,340.10.
Before · Original replacement cost
$15,060.84
Starting replacement cost for this Nationwide claim.
After · Nationwide final replacement cost
$31,340.10
Ending replacement cost for the same claim, before depreciation and deductible. Not the net cash payment.
The recap and award share the same replacement cost total. No original offer was supplied.
Estimate · Area subtotal
$29,036.88
Subtotal before tax, overhead and profit. Not an original offer.
Appraisal award · Total replacement cost
$35,313.85
Award before deductible and prior payments. Personal details and signatures omitted.
Quick answer
We inspect the whole property and document every sign of hail and wind damage with dated photos.
You file the claim, and we meet your adjuster on the roof with our forensic report in hand.
We compare the insurance scope line by line against our Xactimate estimate and supplement anything missed.
Certified crews install your new roof, then we submit the final paperwork to release held back depreciation.
Specialists from start to settlement
Insurance decisions rely on documented facts. Our HAAG certified inspectors and Xactimate certified estimators help establish the full scope of covered damage and keep the claim moving.
A free, thorough review of your roof and property.
Our insurance claim specialists document the damage and guide the process from filing through settlement.
Certified crews install the right system for your property.
We verify workmanship, cleanup, and project requirements.
We help confirm paperwork and insurer funds are complete.
Claim questions